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    A certified financial planner is a much-needed for all those who are looking to secure their financial future. There are a number of reputable governing boards that monitor the certification and the continuing education of these planners. These independent boards help make sure that each certified financial planner meets certain necessary requirements. With a certified financial planner, you not only get someone who has a established knowledge of financial planning, but one who has been trained in and is familiar with the ethical issues that surround financial planning.

    For all those who wish to become a certified financial planner, one must go through extensive training and answer a test. Many certifications also require that their certified financial planners take a certain amount of continuing education credits in order to keep their credentials up to date. This generally consists of a class or two every year or so, just to keep their knowledge current and so that each certified financial planner can keep his or her skills sharp. Also, in order to become and keep certification, financial planners have to fulfill a certain set of rules and guidelines and act in good faith.

    Taking on a certified financial planner has many benefits. With the services they offer you can start with confidence toward your financial goals. A certified financial planner will not only help you figure out how you are going to make payments for your home, send your kids to college, but even if you want have the luxury of retiring.

    A financial planner who has been certified can also help you stay updated of all the latest news and trends and help you take advantage of the markets to maximize the returns on your investments. Every certified financial planner is trained to assist you benefit the most out of your financial situation.

    Over the past couple of years, many people have become acutely aware of ethics violations among financial planners. Though many financial planners have pleaded ignorance when confronted with violations; for instance trying to get customers to buy a specific stock so that the value of their own stock would rise. While others admit that they simply didn’t realize that they were doing anything wrong.

    While no certification can guard completely against unethical behavior, a certified financial planner is required to go through extensive training in the law and ethics of financial planning. There are some things about financial planning that can seem morally ambiguous. Teaching a soon-to-be certified financial planner about the pitfalls can avoid problems later on. If you need a certified financial planner, finding one is as simple as asking friends and family to recommend someone. If someone close to you feels convinced and secure with the financial services they are receiving, you can feel confident in making an appointment to meet with them, so you can make your own determination.

    Luke T. Axton
    http://www.articlesbase.com/careers-articles/the-essential-guide-to-certified-financial-planner-career-and-jobs-85303.html

    A Students Guide To Federal Grants

    Paying for university or college is one of the most valuable investments you can make in your life. As you know, however, it is also one of the biggest investments too. For this reason, good financial planning well in advance of attending the university of your choice is essential. You will want to create a budget and consider everything – not just tuition but also reasonable living costs. Unfortunately, sometimes budgeting simply isn’t enough – and that’s where federal grants come into play.

    1. Grant Or Scholarship – What’s The Difference?

    The main difference between a grant and a scholarship is that a scholarship has far more restrictions placed upon it than a grant. Both grants and scholarships are non-repayable, that is, unlike a loan you don’t have to pay them back when you are done your schooling, which basically means you’re getting free money. So if at all possible, try to get a grant or a scholarship. Scholarships are for specific academic or athletic categories, whereas grants are awarded primarily on financial need only.

    2. Raising Your Chances

    There are a few things you can do to raise your chances of being eligible for financial assistance. The first and most important thing you can do is get good grades in school – good grades not only might qualify you for a scholarship, but they also make your chances a lot better of being accepted to the university of your choice.

    3. Grants To The Rescue

    Of course, what if you’re not as smart as those students? What will you do to get into college by not spending a lot of money? The government can provide you money for college students who are in need of financial aid. This is called the Free Application for Federal Student Aid or FAFSA. This is a form of grant that will determine how much your family’s financial strength is. You can fill out a FAFSA form in your school or via the internet in the FAFSA website at www.fafsa.ed.gov – Not only students who have financial difficulty should do this but everyone should do it. This will substantially decrease the amount you will spend to pay for college and can lessen the burden for your parents.

    4. Have The Following Information Ready
    – Social Security Number – Latest W-2 forms and other records of money earned. – Federal Income Tax Return of your parents. – Permanent Residence Card if a non US citizen. – Drivers license

    John Morris
    http://www.articlesbase.com/finance-articles/a-students-guide-to-federal-grants-64837.html

    A Student’s Guide to College Survival

    This was a video that our group made for the video project portion of Screen Arts & Culture 290

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    #6 – Color – Diamond Education Guide Series

    Learn the fundamentals of diamond color when choosing a diamond. Gemological Labs use a D to Z scale to refer to the color of white diamonds. This is #7 of a series of diamond education tutorials by INTA Gems & Diamonds.

    View all of our videos tutorials in sequence or choose a topic (cut, color, clarity, carat weight, grading, etc.) that most interests you on how to buy a diamond. Our diamond buying guide videos will give you the best diamond education before making your engagement or anniversary ring purchase. We make learning about the 4Cs and buying a diamond easy to do with our tutorial series.

    INTA Gems & Diamond Jewelry is a Los Angeles jewelry store specializing in fine jewelry and platinum diamond engagement rings at everyday low prices in a friendly, no-pressure shopping environment.

    Located in the LA Jewelry District, we offer GIA certified diamonds and wholesale jewelry at significant savings to you. For those looking for a solitaire diamond ring, antique diamond ring, 3 stone diamond ring or custom-designed wedding ring, we can help. In addition, we offer an ample blue sapphire ring selection for those looking for a unique proposal. We travel directly to the mines to bring you a wide selection of loose diamond, alexandrite, ruby, tanzanite, and emeralds so you can design your own diamond ring or gold wedding bands. For an ideal diamond jewelry gift, we also have round, asscher, princess, emerald cut diamond stud earrings.

    INTA Gems is proud to be the Official Jeweler of Miss California USA®. Our diamond jewelry adorns Miss California USA® to all red-carpet engagements including the Miss USA® pageant televised live on NBC.

    For more diamond information on how to buy your diamond, engagement ring, or wedding band; watch all of our YouTube videos or visit our store online on the internet at www.intagems.com

    Duration : 0:1:31

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    College Survival Guide; Class 3

    http://theglamnerds.com GET IN
    http://twitter.com/misstp90

    If you have any questions, please message me!!

    Duration : 0:20:59

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    http://www.PreOp.com
    Patient Education Company
    Following the procedure, you’ll be moved then to a recovery area where you can relax until the sedation and anesthetic has worn off – and until the doctor is satisfied that you are fit to go home. Plan on spending several hours in recovery. Your doctor may be able to give you a more precise estimate prior to surgery.

    Before you leave, you’ll probably be prescribed a pain killer along with any other medication your doctor feels you need to take. Breast biopsy surgery only rarely leads to complications. One significant risk is bleeding.

    Sometimes bleeding can begin inside the breast, in the area where tissue was removed. Symptoms of this kind of bleeding include pain and or swelling or firmness within the breast.
    Patient Education Company
    If you experience any of these symptoms or excessive discomfort, call your doctor immediately.

    This kind of bleeding becomes increasingly unlikely more than 24 hours after surgery – although a sharp impact to the biopsy site could trigger bleeding even days after surgery.

    Once you return home, you will be responsible to keeping the dressing intact and clean.

    As with all surgery, you should be alert for signs of infection near the incision – increased swelling, redness, bleeding or other discharge. Your doctor may advise you to be on the alert for other symptoms as well. If you experience any unusual symptoms, report them to your doctor right away.

    You may also notice some bruising in the general area of the incision. The discoloration may be extensive – but as with any bruise, it should heal on it’s own.

    Before you leave, you’ll be given discharge guidelines which may include diet, medication, work and other activity restrictions.
    Patient Education Company

    You’ll also make at least one follow-up appointment so that the doctor will be able to check the healing of the incision and/or to remove sutures.
    You’ll also make at least one follow-up appointment so that the doctor will be able to check the healing of the incision and/or to remove sutures.

    This program has been designed to help you to understand a surgical procedure and to empower you to be an active participant in your own care. We hope that you take the time to discuss alternative treatments with your doctor and that you learn as much as you can about your own particular medical situation.

    We also want to make sure that you understand all the risks of surgery and potential complications which can follow – no matter how unlikely they may be.

    It’s important that you understand exactly what the procedure entails – including the risks, benefits and alternative treatments – before you decide to proceed.

    Always remember that the final decision to go ahead or not is up to you.

    Patient Education Company

    Duration : 0:2:16

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    The Best Environment In Formal Education

    It is a great task of parents of today’s generation to establish a fixed curriculum standard in getting their children started for a valuable formal education. The home handles the informal education of each individual from the time he is a toddler, after which parents may choose the kind of school, that will later be a trademark institution linking him to wherever his objectives and goals bring him.

    There are many highly exclusive schools for either gender. Educational settings of this kind are highly expensive, are opened to the rich and affluent. There are those simply private, inclusive of all coeds, a much more highly standardized than a public school. Public schools operational systems are based on the economic condition of a place.

    Products of public schools of the third world and poorer countries, and those promoting scholarships of some kind don’t meet the normal standard level in education. Institutional systems’ lack of certain criteria fails to cope in developing confidence, and competitiveness in business, and harsh brutalities of life when they go their own, in job seeking, entrepreneurship, or raising a family.

    The modern-day complexity in today’s lifestyle, made possible the accreditation of various studies within the confines of a home. There are various reasons why it is done so, especially to exceptional cases in the nature of work, and the situations of life one has been drawn into. Examples of individuals that need apply a home schooling curriculum are those in the entertainment world, such as in the movies, television, theatres, and advertisements when there’s no definite time in photo or filming footages.

    Actors, especially children characters are left to study with tutors, and thru correspondence schools, where materials are sent to their homes in form of packages and mails for self- study, with a domestic teacher, or the parents themselves.

    The home schooling curriculum opens opportunity for some parents to act fairly against any risk on drugs, travel, and social elemental influences in school environments today, and find themselves in direct management of their children in the home.

    Home-based schools studies cater some cautious parents in giving education to their children up to some grade levels where they’re mature enough to handle themselves. Leaflets of the well-based curriculum planned for home study are also delivered by the agencies of correspondent schools. Progress of the child is sent the same way around, or by mails.

    A random study of families adapting this study method has run surveys to be positively favorable. Compared to all their peers among accredited schools, private or public, home schooling curriculum results of validating exams for college entry, favors 80% mark of competence against counterparts, rating only 50% in effectiveness survey.

    Education, both formal and informal could still be at best, if outright guide or adviser of the child is the parent who has the definite full concern for him.

    Low Jeremy
    http://www.articlesbase.com/advertising-articles/the-best-environment-in-formal-education-71151.html

    A personal statement is usually required to accompany your college application. Now don’t get nervous. This 7 step guide can be used to keep you on the track. While some personal statements may ask you to answer a specific question about yourself, others may be more general in nature. Whichever type of question you are asked to respond to, be sure that you completely read, understand and answer the question that is being asked. If a question has multiple parts, be sure to answer all parts of the question.

    Organization is the key to making sure that you have a complete personal statement. Like any major project, an organizational plan serves as your road map to completing all of the steps that the project entails to bring it to completion. Here are 7 steps that you can take to make sure that you complete your personal statement:

    Step 1: Read the question. Reread the question and make sure that you understand what the question is asking.

    Step 2: Make a plan. Separate the question into the parts that need to be answered. Write down each part of the question, leaving space below it to jot ideas and make notations.

    Step 3: Make a list. Under each part of the question, jot down words and phrases that are answers to the questions.

    Step 4: Organize your thoughts. Make an outline of how your essay is going to unfold. Be sure to include an introduction, a body, and a conclusion.

    Step 5: Fill in the details. Now go back through your outline and turn your notes, phrases, and words into complete sentences. Turn your sentences into paragraphs, and turn your paragraphs into a personal statement.

    Step 6: Read, edit and reread. Read through your essay and make sure that it makes sense. Make any necessary edits to make it better and to refine it. Be sure to use spell check on your computer to check for the misspelling of any words. Also, keep a dictionary and a thesaurus on-hand to look up meanings of words and synonyms for words.

    Step7: Make sure it is complete. Write in complete sentences and avoid using abbreviations and jargon. Make sure that your essay has an attention grabbing beginning, a body that is the meat of your response, and a conclusion that ties everything in your essay together and reiterates your interest in being part of their institution.

    Kristie Lorette
    http://www.articlesbase.com/college-and-university-articles/how-to-tackle-writing-a-personal-statement-your-7-step-guide-87924.html

    THE AGE OF RENAISSANCE AND THE RISE OF MODERN HUMANISTIC EDUCATION

    Introduction

    The prevalent modern notion that a “renaissance period” followed Western Europe’s medieval age was first expressed by numerous Italian writers who lived between 1350c and 1550c.

    Renaissance should be reserved to describe certain exciting trends in the thought, literature, and the arts that emerged in Italy from roughly 1350 to 1550 and then spread to northern Europe during the first half of the 16th century. This paper will limit itself to the understanding of a renaissance period to mean an epoch in intellectual and cultural history.

    The word renaissance literally means rebirth, it is sometimes thought that after about 1350, certain Italians who were newly cognizant of Greek and roman cultural accomplishments initiated a classical cultural rebirth after a long period of death.

    CONCEPT OF RENAISANCE IN THE REALM OF CULTURAL AND INTELLECTUAL HISTORY

    In the realms of thought, literature, and the arts important distinguishing traits may certainly be found that make the concept of a renaissance meaningful for intellectual and cultural history:

    1. The continuity rediscovery and the spread of classical learning

    Medieval scholars knew many roman authors such as Virgil, Ovid, and Cicero but in the renaissance, the works of others such as Livy, Tacitus and Lucretius were rediscovered and made familiar. More importantly was the renaissance discovery of the literature of classical Greece.

    In the 12th and 13th century, Greek scientific and philosophical treatises were made available to westerners in Latin translations, but none of the great Greek literary masterpieces and practically none of the major works of Plato were yet known. Only a handful of medieval westerners read the Greek language.

    In the renaissance, large numbers of western scholars learned Greek and mastered almost the entire Greek literary heritage that is known today.

    2. New uses for classical learning

    Renaissance thinkers not only knew many more classical texts than their medieval counterparts, but they used them in new ways.

    Medieval writers tended to employ their ancient sources for the purposes of complementing and confirming their own preconceived Christian assumptions but renaissance writers customarily drew on the classics to reconsider their preconceived notions and alter their modes of expression.

    There was firm determination to learn from classical antiquity, more pronounced in the realms of architecture and art.

    3. A secular renaissance culture

    Although renaissance culture was by no means pagan, it certainly was more secular in its orientation than culture of the middle ages. During this period, the Italian city- states focused on the attainment of success in the urban political arena and the living well in this world. Such secular ideals helped create a culture that was increasingly non- ecclesiastical.

    Humanism and education

    This word has two different meanings, one technical and one general but both apply to the cultural goals and ideals of a large number of renaissance thinkers.

    In its technical sense, humanism was a program of studies that aimed to replace the medieval scholastic emphasis of logic and metaphysics with the study of language, literature, history and ethics. Ancient literature was always preferred: the study of Latin classics was at the core of curriculum and whenever possible, the student was expected to advance to Greek.

    Humanistic teachers argued that scholastic logic was too arid and irrelevant to practical concerns of life. They preferred humanities which were meant to make their students virtuous and prepare them for contributing best to the public functions of the state. Women were ignored but aristocratic women were sometimes given humanist training in order to make them appear more polished.

    Humanism stressed the dignity of man as the most excellent of all Gods creature below the angels. Some renaissance thinkers argued that man was excellent because he alone of the earthly creatures could obtain knowledge of god.

    The first humanist : Francis Petrarch (1304-1374).

    Among the greatest accomplishment of Italian renaissance scholars and writers, the work of Francis Petrarch was the earliest of the humanists in the technical sense of the term.

    Petrarch was a committed Christian who believed that scholasticism was entirely misguided because it concentrated on abstract speculation rather than teaching peoples how to behave properly and attain salvation.

    He dedicated himself to searching for undiscovered ancient Latin texts and writing his own moral treatises in which he initiated classical style and quoted classical phrases.

    Civic humanism (1400-1450)

    It was developed by Italian thinkers and scholars located mainly in Florence. Civic humanists like Florentines Leonardo Bruni (1370-1444) centuries and Leon Battista Albert (1404-1472) centuries agreed with Petrarch on the need of eloquence and study of classical literature. But they taught that mans nature equipped him for action, for usefulness to his family and society and for serving the state.

    The most vivid of the civic humanists writing is Alberti’s on the family (1443), in which he argued that the nuclear family was instituted by nature for the well being of humanity.

    Alberti believed that man is by nature more energetic and industrious and that woman was created to increase and continue generations and to nourish and preserve those already born.

    The civic humanists are noted for their success in opening up the field of classical Greek studies. They recognized the glories of ancient Greek literature. Some of Italian scholars traveled to Constantinople and eastern cities in search of forgotten masterpieces.

    In 1423 one Italian, Giovanni aurispa, alone brought back 238 manuscript books, including works of Sophocles, Euripides and Thucydides. They were also involved in the work of translation into Latin. In this way, most of the Greek classics, particularly the writings of Plato, the dramatists and the historians were first made available to Western Europe.

    The evolution of music as an independent art

    Music in Western Europe in the 15th and 16th centuries reached such a high point of development that it constitutes, together with painting and sculpture, one of the most brilliant aspects of renaissance endeavor.

    The development of music followed an independent path that had been in progress in medieval Christ Dom. Leadership came from those trained in the service of the church, but secular music was valued as well and its principles combined those of sacred music to bring a decided gain in color and emotional appeal. The distinction between sacred and profane became less sharp; and most composers did not restrict their activities to either side. Music was no longer regarded merely as a diversion or an adjunct to worship but came into its own serious independent art.

    Contributions of the renaissance period to education

    1. Philosophies of the period like Neo-Platonism helped scientific thinkers to reconsider older notions that had impeded the progress of medieval sciences.

    2. A mechanistic view of the universe advanced by the great Greek mathematician and physicist Archimedes played an enormous role in the development of modern science because it insisted upon finding observable and measurable caused and effects in the world of nature. Archimedes taught that the universe operates on the basis of mechanical forces like a great machine.

    3. One of the other renaissance developments that contributed to the rise of modern science was the breakdown of the medieval separation between the realms of theory and practice. This period shows advancement in mathematics, science e.g. human anatomy and architecture. In general, they helped make science more empirical and practically oriented than it had been earlier.

    4. The achievement per excellence in astronomy –the formulation and proof of the heliocentric theory that the earth revolves around the sun (Copernicus 1530).

    5. Among the physicist of renaissance were Leonardo da Vinci and Galileo. Leonardo da Vinci worked out the principles of an astonishing variety of inventions including a diving board, a steam engine, an armored tank, and a helicopter. Galileo developed the law that guide the gravitational fall which was later improved on by Newton some fifty years later.

    6. Paracelsus (1493-1541) insisted on the close relationship of chemistry and medicine foreshadowed and directly influenced important modern achievements in pharmacology and healing.

    7. Michael Servetus (1511-1553) discovered the pulmonary circulation of the blood. He described how the blood leaves the right chambers of the heart, is carried to the lungs to be purified then returns to the heart.

    References

    Alberti, Leon Battista, The Family in Renaissance Florence, R.N. Watkins, Columbia ,             1969.

    Cassirer, E., et al. eds., The Renaissance Philosophy of Man, Chicago, 1948.

    Kohl, B.G. and R.. G. Witt, eds., The Earthly Republic: Italian Humanists on Government and Society, Philadelphia, 1978.

    Philip. L. Ralph, et al.(1997) World civilizations: Their History and Their Culture. http:// web.wwnorton.com.

    Kinuthia Benson
    http://www.articlesbase.com/history-articles/the-age-of-renaissance-and-the-rise-of-modern-humanistic-education-746028.html

    Dummies’ Guide to Scholarships

    When most students think of scholarships, their minds quickly avert to the fierce competition involved and how it often seems nearly impossible to be chosen as a winner.  I’m here to tell you that this does not have to be the case, if you know how to go about finding scholarships in the right manner.  While Harvard material students usually have their names written on many scholarships available, the rest of us can rest assured that there are many ways that we can attain scholarships as well.  Finding the right scholarships all lies in how you search for them, which I will describe in this article.

     

    The most important resource that you can use to find good scholarships is your school.  In fact, the first step anyone should take in beginning their search for scholarships is to visit their school’s scholarship office and see what awards are available for students.  Why?  Applying for scholarships through your school greatly reduces the competition and thus increases your chances of winning; instead of competing against thousands of students across the nation, you will only be pitted against other students at your school, probably less than one hundred.  If your grades are high and you write an eye-catching essay, you have a good shot at receiving some of these scholarships.  So, get a list of available scholarships from your school and apply to everyone that you are eligible for.  Especially go for the one’s relating to your major or activities, as the number of applicants for these will be reduced even further.

     

    Your next step is to search for scholarships offered by specific companies, as these usually tend to be less competitive.  Corporations such as McDonalds, Best Buy, and Walmart offer thousands of scholarships each, and the often guarantee that a certain number of winners will be selected from each city where they have a store.  You are more likely to win these scholarships than others, as here your competition has been reduced to only the students in your town that choose to apply.  Start looking up scholarships offered by every major company that you know of!

     

    Look into government programs, such as the Robert C. Byrd Scholarship.  These scholarships are often awarded to one or two nominees from each school.  For example, the Robert C. Byrd Scholarship is available to high school seniors, and awards $1,500 per year in college for two nominees from each high school.  The key to winning it is merely a high class rank and high SAT scores (the top two will be nominated by each high school first).

     

    Lastly, here is what you should not do (or wait until last to do) when applying for scholarships.  Avoid applying for scholarships where you submit an essay to some website, as these are very competitive (competing against students nationally).  The same applies for national scholarships that are worth $10,000 or more.  Yes, that money would be very nice to have, but imagine the tens of thousands of students like you that are thinking the same exact thing.  But, if you have finished with all of the other types of scholarships that I mentioned earlier then it won’t hurt to apply.

     

    In conclusion, the key to having a successful year with scholarships is focusing on ones that are localized, that is, scholarships where the competition is limited to students in your school or area.  You are much more likely to win these, and if you put sincere effort into the applications, you definitely have a good chance of winning a few.  Make sure to apply to as many as possible, as even winning one or two will be worth it!  Good luck and happy scholarship hunting!  If you are interested in reading more tips on scholarships and other financial aid programs, visit http://affording-college.blogspot.com and make paying for college easy!

    Paul L. Johnson
    http://www.articlesbase.com/college-and-university-articles/dummies-guide-to-scholarships-704284.html

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